White Label Visa Solutions · Powered by MyBusiness

White Label Visa Cards for Global Loyalty Programs

Exclusive Code — seamless prepaid Visa issuance under your brand. Tokenization, Apple Pay / Google Pay, orchestrated by MyBusiness.

120+

Countries

2 wks

Time-to-Launch

24/7

API Support

AML

Compliance

9:41

Exclusive Code

My Wallet

✈

YOUR BRAND NAME

SKYWAY AIRLINES

✈️

•••• •••• •••• 7842

MILES PLATINUM

VISA

✈️ AIRLINE CARD

Pay with

Pay

GoogPay

WeChat

AVAILABLE$ 2,480.00

Tokenized ✓

120+ countries

Instant issuance

Who It's For

Built for Global Leaders

Tailored solutions for financial institutions, retail, airlines, and enterprise HR

Banks & Fintechs

Launch White Label prepaid Visa programs in 2 weeks under your brand identity.

Marketplaces & Retail

Real-time cashback and bonuses on branded Visa cards. Drive repeat purchase.

Airlines & Travel

Instant mile cashback. Non-aviation redemption. Cards with custom loyalty tiers.

Corporate HR

Prepaid Visa for employees, gifts, motivation, travel. Full limit control & AML.

Process

How It Works

From API integration to a live loyalty program — 4 steps

API Integration

Connect your White Label to MyBusiness orchestration in days via REST API.

Brand Customization

Cards, applets, email templates — fully branded under your identity.

Card Issuance

Instant virtual Visa cards with Apple Pay & Google Pay tokenization.

Loyalty Activation

Configure earn rules, cashback, miles, tiers — all via dashboard or API.

Products · Constructor

Your Card. Your Rules.

Exclusive Code works as a modular constructor for partners. Pick a card type, select modules — and launch under your brand in 2 weeks.

YOUR BRAND

•••• •••• •••• 7842

YOUR BRAND NAME

Both · USD

VISA

TRAVEL

White Label

Travel. Spend. Earn miles everywhere.

Works in 120+ countries

No bank account required

Zero FX on Silver tier

Earn miles on every swipe

Module ConstructorVisa Travel Card

Card Type

Both

Base Currency

USD

Loyalty Engine

Miles / Points

Redemption

Partner Network

Compliance

KYC Light

Tokenization

All Wallets

Your Configuration Summary

BothUSDMiles / PointsPartner NetworkKYC LightAll Wallets

White Label ready

Branded as "Visa Travel Card powered by [Your Brand]"

Full Product Portfolio — All configurable, all White Label

LaaS · Loyalty as a Service

One Card.
Unlimited Redemption

The partner platform where bank, airline, hotel and retail loyalty programs work together through a single Visa instrument. 8 redemption categories. Infinite use cases.

Air Travel & Miles

Turn miles into universal currency

Airline loyalty miles converted to USD on the card. Redeem on any Visa terminal — not just on flights. Full non-aviation mile liquidity.

Flight miles redemption

Seat upgrades via card

Lounge access credits

Partner airline earn & burn

Miles-to-cash conversion

"78% of travelers prefer spending miles beyond flights"

Privilege Tiers

Silver

Any activation0% FX fee · All categories unlocked

Gold

3 trips / month+2% travel cashback · Priority hotel access

Platinum

10 trips / monthPriority support · Lounge access · Crypto rewards

Technology

The Platform Stack

Everything needed to launch a global card program

White Label Visa Issuance

Full BIN sponsorship, card design and brand customization.

Tokenization

Apple Pay & Google Pay integration. Instant wallet provisioning.

120+ Countries

Global Visa acceptance. Sanctioned jurisdictions auto-blocked.

USD-base, Real-Time FX

Stable USD foundation with live multi-currency conversion.

AML / KYC / Fraud

Built-in compliance stack. Fully configurable risk thresholds.

REST API + Webhooks

Full programmatic control. Real-time event notifications.

REST API · Function Integration

REST API Function Integration

A classified operational reference for partner funding, card ordering, issuance, activation, balance updates, and signed transaction events. This module describes the integration contract; production availability depends on the issuing configuration agreed with each partner.

JWT BearerPartner-isolatedHMAC-signedIdempotent writes

Classified API Reference

15 of 15 functions visible

No.	Function (Endpoint)	Method	Request	Response	Business Logic / Scenario
01	Orders`/api/v1/orders/create`	POST	`partnerOrderId · string, unique partner order ID` `productCode · string, tariff or denomination code` `quantity · integer, number of cards` `currency · ISO 4217 currency code` `deliveryType · VIRTUAL \| PHYSICAL` `fundingAccountId · funding account identifier` `callbackUrl · string, optional webhook URL`	`orderId · issuer order identifier` `status · PROCESSING \| ACCEPTED` `estimatedCompletionTime · datetime` `totalAmount · decimal`	Creates a batch order. The issuer reserves partner funds and prepares the requested card inventory. Idempotency-Key prevents duplicate orders during retries.
02	Orders`/api/v1/orders/{orderId}/status`	GET	`orderId · path, issuer order identifier`	`orderId · string` `status · PROCESSING \| COMPLETED \| FAILED \| PARTIALLY_COMPLETED` `issuedCount · integer` `failedCount · integer` `errorDetails · array, optional`	Monitors batch-issuance progress. The partner can poll until COMPLETED and inspect partial failures without accessing another partner’s order.
03	Card Issuance`/api/v1/cards/issue`	POST	`orderId · associated issuer order ID` `cardholderName · string, optional` `metadata · object, optional partner user data`	`cardId · unique card identifier` `pan · masked, first 6 + last 4 digits` `expiry · MM/YY` `cvv · one-time only when issuance delivery is configured` `status · INACTIVE \| ACTIVE` `activationCode · in-app activation code`	Issues one card under an order. In the application-activation flow below, issuance returns masked PAN and an activation code; a direct credential-delivery configuration may return full credentials once. Idempotency-Key prevents duplicate cards.
04	Card Activation`/api/v1/cards/{cardId}/activate`	POST	`cardId · path, card identifier` `activationCode · code returned at issuance` `userDeviceId · user device binding identifier`	`cardId · string` `status · ACTIVE` `fullPan · full PAN, one-time response` `expiry · MM/YY` `cvv · one-time response` `balance · decimal denomination balance` `activatedAt · datetime`	Activates the card inside the partner application. Full credentials return through this protected API response—not SMS—and must be persisted only in iOS Keychain or Android Keystore.
05	Card Balance`/api/v1/cards/{cardId}/balance`	GET	`cardId · path, card identifier`	`cardId · string` `balance · decimal available balance` `currency · string` `status · ACTIVE \| DEPLETED \| EXPIRED \| BLOCKED` `lastTransactionDate · datetime`	Returns the current balance of a non-reloadable card. The balance can only decrease and is refreshed in the partner application after transaction events.
06	Card Activity`/api/v1/cards/{cardId}/transactions`	GET	`cardId · path, card identifier` `limit · integer, default 20` `offset · integer, default 0` `fromDate · datetime, optional`	`transactions[] · transaction records` `transactionId · string` `amount · decimal` `merchantName · string` `merchantCategory · MCC code` `status · APPROVED \| DECLINED \| REFUNDED` `timestamp · datetime` `totalCount · integer`	Provides paginated card transaction history so the cardholder can see where funds were spent and whether each operation was approved, declined, or refunded.
07	Card Controls`/api/v1/cards/{cardId}/block`	POST	`cardId · path, card identifier` `reason · LOST \| STOLEN \| FRAUD or issuer-approved value`	`cardId · string` `status · BLOCKED` `blockedAt · datetime`	Blocks a card at the user’s request or after a fraud signal. For non-reloadable programs, unblock availability remains subject to issuer policy.
08	Card Controls`/api/v1/cards/{cardId}/unblock`	POST	`cardId · path, card identifier` `unblockReason · string`	`cardId · string` `status · ACTIVE` `unblockedAt · datetime`	Restores an incorrectly blocked card after additional issuer verification. Availability and verification steps depend on the configured issuing program.
09	Card Controls`/api/v1/cards/{cardId}/close`	POST	`cardId · path, card identifier` `closeReason · BALANCE_ZERO \| EXPIRED \| USER_REQUEST`	`cardId · string` `status · CLOSED` `closedAt · datetime`	Closes a card automatically after balance depletion or expiry, or explicitly after a validated user request. CLOSED is a terminal lifecycle state.
10	Reports`/api/v1/reports/inventory`	POST · async	`orderId · string, optional` `statusFilter · array of card statuses` `dateFrom · datetime` `dateTo · datetime` `format · JSON \| CSV`	`reportId · asynchronous report identifier` `status · GENERATING \| READY \| FAILED`	Starts asynchronous generation of an inventory report covering issued cards, statuses, issuance and activation dates, and balances.
11	Reports`/api/v1/reports/{reportId}/download`	GET	`reportId · path, report identifier`	`file · binary CSV or JSON report payload`	Downloads a report after its asynchronous status is READY. Access remains isolated to the partner that requested the report.
12	Reports`/api/v1/reports/financial/settlement`	POST · async	`dateFrom · datetime` `dateTo · datetime` `currency · string`	`reportId · financial report identifier` `status · GENERATING`	Starts an asynchronous financial settlement report for partner-account debits and accounting reconciliation over the requested period.
13	Webhooks & Events`/api/v1/webhooks/register`	POST	`partnerId · partner identifier` `events[] · CARD_ACTIVATED \| CARD_TRANSACTION \| BALANCE_ZERO_REACHED \| CARD_EXPIRY_REMINDER \| ORDER_COMPLETED` `targetUrl · partner webhook receiver URL`	`webhookId · subscription identifier` `status · ACTIVE` `secretKey · HMAC-SHA256 signing secret`	Registers a signed event subscription for UI updates and process automation. CARD_TRANSACTION is the real-time trigger used by the balance-refresh sequence.
14	Webhooks & Events`/api/v1/webhooks/{webhookId}/test`	POST	`webhookId · path, subscription identifier`	`deliveryStatus · SUCCESS \| FAILED` `responseCode · partner HTTP status` `responseBody · string, optional`	Sends a signed PING event to verify that the partner endpoint is reachable and correctly handles the webhook contract.
15	Partner & Funding`/api/v1/partners/balance`	GET	`partnerId · resolved from the JWT, not trusted from client input`	`availableBalance · decimal` `reservedBalance · decimal` `currency · string`	Returns available and reserved partner funds so the application can confirm sufficient funding before submitting a new card order.

Sensitive PAN & CVV

Full PAN, expiry, and CVV are returned through a protected API response—not by SMS—and may be exposed only once: in /cards/issue when credentials are delivered at issuance, or in /cards/{cardId}/activate when activation occurs in the application. The sequence below uses masked PAN at issue and full credentials at activation.

Every full-credential response is issuer-logged as SENSITIVE_DATA_SENT. All later responses expose first 6 + last 4 PAN digits only, with no CVV.

JWT Authorization

Send Authorization: Bearer <JWT>. The token carries partnerId and access permissions; object-level authorization restricts every partner to its own cards and orders.

Idempotent Writes

POST /orders/create and POST /cards/issue support the Idempotency-Key header to prevent duplicate orders or cards when an application safely retries a request.

Webhook Signature Validation

Outbound events include X-Signature: HMAC-SHA256(secretKey, requestBody). Validate the signature against the exact raw request body before parsing or processing, reject mismatches, and deduplicate retries by event identifier.

Card Lifecycle

Controlled state transitions

Alternate branch: activation inside the application

CREATED

Order accepted

INACTIVE

Card provisioned

ACTIVATED

Issue + activation

DEPLETED

Balance consumed

CLOSED

Lifecycle complete

Nominal path: CREATED → INACTIVE → issue → ACTIVATED → usage → DEPLETED → CLOSED. In an application-activation flow, issuance returns the activation package first; the explicit activate call performs the INACTIVE → ACTIVATED transition and releases full credentials once.

Application Integration Sequence

From partner funding to live card balance

Exact operational flow for one-card issuance with activation inside the partner application.

01Application

Check partner balance

Call GET /api/v1/partners/balance.

02Application

Confirm available funds

Verify that the partner balance can fund one card.

03Application

Create one-card order

Call POST /api/v1/orders/create with an Idempotency-Key.

04Application

Wait for completion

Poll GET /api/v1/orders/{orderId}/status until COMPLETED.

05Application

Issue the card

Call POST /api/v1/cards/issue with an Idempotency-Key.

06Issuer

Return activation package

Supply cardId, activationCode, and masked PAN.

07Cardholder

Enter activation code

The user enters activationCode in the partner application.

08Application

Activate the card

Call POST /api/v1/cards/{cardId}/activate.

09Issuer

Return credentials once

Supply full PAN, CVV, and expiry through the secure response.

10Application

Store credentials securely

Save them in iOS Keychain or Android Keystore.

11Issuer

Send transaction event

Deliver a signed CARD_TRANSACTION webhook.

12Application

Update in real time

Validate the HMAC signature, process the event, and refresh state.

13Application

Refresh card balance

Call GET /api/v1/cards/{cardId}/balance.

14Application

Display current balance

Show the latest available balance to the cardholder.

One-time credential exposure

Full PAN, CVV, and expiry are released once at the configured secure step.

Secure mobile storage

Persist credentials only in iOS Keychain or Android Keystore.

Event-driven balance

Validate CARD_TRANSACTION, then call the balance endpoint and update the UI.

Global

120+ Countries. Zero Limits.

Visa acceptance network. Sanctioned jurisdictions auto-blocked.

Air Routes

Maritime

Rail / Ground

Digital

120+

Countries

Cities

Route Types

24/7

Live Network

Global Ecosystem

Partner Network
by Category

Every route type connects to a global ecosystem of partners — airlines, cruise lines, rail operators, digital platforms, retail brands and more.

Full-Service Airlines

Low-Cost Airlines

Private Aviation

Partner Pitch

Why Choose Exclusive Code

For Banks

"Your customers spend bonus points globally — through Visa, not just your partner network."

For Airlines

"We unlock non-aviation mile liquidity. Miles for hotels, restaurants, rides — everywhere."

For Retail

"Real-time cashback to a Visa card. Customers come back more often."

For OTA / Travel

"Your branded card working in 120+ countries. Full White Label under your name."

Industry References & Trends

Hilton Honors

United MileagePlus

Marriott Bonvoy

Riyadh Air Sfeer

JS Rewards

MyLowe's Rewards

Scenic & Emerald

Demo Program · Acquiring Preview

Try the visual checkout by Card or QR

Enter a one-time amount and preview how an open loyalty program could hand off to acquiring. This is a front-end demonstration only: no payment is processed, no card details are collected, and no funds are charged.

Simulation mode
No acquiring provider connected

Open Loyalty Program

Demo Program

A temporary demonstration product. Real partner programs and commercial terms will be added later.

Demo only

One-time amount

USD

Acquiring Preview

Demo Program · USD 0.00

No real transaction

Acquiring preview is ready

Enter a one-time amount, choose Card or QR, and continue to display the visual simulation.

Become a Partner

Launch a card program under your brand

We'll get back to you within 24 hours

Name

Company

Tax ID

Registration ID

Industry

Expected Turnover

Message

Selected Program Configuration

These choices will be saved with your partner application.

ProductVisa Travel Card

Card TypeBoth

Base CurrencyUSD

Loyalty EngineMiles / Points

RedemptionPartner Network

ComplianceKYC Light

TokenizationAll Wallets

LaaS Categories

No LaaS categories selected.

Ecosystem Categories & Partners

No ecosystem categories selected.

0 partners selected

Sanctions CheckI confirm that neither I nor the company is subject to OFAC, EU, or UN sanctions and that I am not a PEP (Politically Exposed Person).I am a PEP (Politically Exposed Person)Selecting this option routes the application to enhanced due diligence and manual compliance review.

GDPR compliant · PCI DSS certified · No spam

White Label Visa Cards for Global Loyalty Programs

Built for Global Leaders

Banks & Fintechs

Marketplaces & Retail

Airlines & Travel

Corporate HR

How It Works

API Integration

Brand Customization

Card Issuance

Loyalty Activation

Your Card. Your Rules.

Travel. Spend. Earn miles everywhere.

One Card.Unlimited Redemption

Privilege Tiers

The Platform Stack

White Label Visa Issuance

Tokenization

120+ Countries

USD-base, Real-Time FX

AML / KYC / Fraud

REST API + Webhooks

REST API Function Integration

Sensitive PAN & CVV

JWT Authorization

Idempotent Writes

Webhook Signature Validation

Controlled state transitions

From partner funding to live card balance

Check partner balance

Confirm available funds

Create one-card order

Wait for completion

Issue the card

Return activation package

Enter activation code

Activate the card

Return credentials once

Store credentials securely

Send transaction event

Update in real time

Refresh card balance

Display current balance

120+ Countries. Zero Limits.

Partner Networkby Category

Why Choose Exclusive Code

Try the visual checkout by Card or QR

Demo Program

Acquiring preview is ready

Launch a card program under your brand

Selected Program Configuration

One Card.
Unlimited Redemption

Partner Network
by Category